:root{
  --navy:#0b3a85; --blue:#1559c2; --sky:#eaf3fd; --green:#5bb531; --green-d:#3f9520;
  --ink:#16243d; --muted:#5a6b85; --line:#d7e4f3; --bg:#ffffff; --card:#ffffff;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Source Sans 3",system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
h1,h2,h3,.brand{font-family:Montserrat,system-ui,sans-serif;line-height:1.2}
a{color:inherit}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}

/* header */
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none}
.brand img{height:40px;width:auto}
.brand b{display:block;color:var(--navy);font-weight:800;font-size:18px;letter-spacing:.5px}
.brand small{display:block;color:var(--green-d);font-weight:600;font-size:10.5px;letter-spacing:1.6px}
.nav ul{display:flex;gap:26px;list-style:none;font-family:Montserrat;font-weight:600;font-size:14px}
.nav ul a{text-decoration:none;color:var(--ink)}
.nav ul a:hover{color:var(--blue)}
.btn{display:inline-flex;align-items:center;gap:8px;font-family:Montserrat;font-weight:700;text-decoration:none;border-radius:999px;padding:14px 26px;font-size:15px;transition:transform .15s, box-shadow .15s}
.btn:hover{transform:translateY(-1px)}
.btn-green{background:linear-gradient(180deg,#6cc63f,var(--green-d));color:#fff;box-shadow:0 6px 18px rgba(63,149,32,.35)}
.btn-line{border:2px solid #fff;color:#fff}
.btn-sm{padding:10px 18px;font-size:13.5px}

/* hero */
.hero{background:radial-gradient(1200px 500px at 85% -10%,#2a76df 0%,transparent 60%),linear-gradient(135deg,var(--navy),#0f4fb0);color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;left:-10%;right:-10%;bottom:-70px;height:140px;background:#fff;border-radius:50% 50% 0 0;border-top:6px solid var(--green)}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;padding-top:64px;padding-bottom:120px;position:relative;z-index:1}
.eyebrow{display:inline-block;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);padding:6px 14px;border-radius:999px;font-size:13px;font-family:Montserrat;font-weight:600;letter-spacing:.5px;margin-bottom:18px}
.hero h1{font-size:clamp(34px,5vw,54px);font-weight:800;margin-bottom:14px}
.hero h1 span{color:#8fe066}
.hero p.lead{font-size:19px;opacity:.92;max-width:540px;margin-bottom:28px}
.hero .ctas{display:flex;gap:14px;flex-wrap:wrap}
.who{margin-top:30px;font-size:14.5px;opacity:.85}
.who b{font-family:Montserrat}
.photo{justify-self:center;position:relative}
.photo img{width:min(340px,80vw);aspect-ratio:3/4;object-fit:cover;object-position:center top;border-radius:28px;border:6px solid #fff;box-shadow:0 30px 60px rgba(0,0,0,.35)}
.photo .tag{position:absolute;left:-24px;bottom:26px;background:#fff;color:var(--navy);border-radius:16px;padding:12px 16px;box-shadow:0 12px 30px rgba(0,0,0,.2);font-family:Montserrat}
.photo .tag b{display:block;font-size:15px}
.photo .tag small{color:var(--muted);font-size:12px;font-weight:600}

/* sections */
section{padding:80px 0}
.kicker{color:var(--green-d);font-family:Montserrat;font-weight:700;font-size:13px;letter-spacing:2px;text-transform:uppercase;margin-bottom:10px}
h2{font-size:clamp(28px,3.6vw,38px);color:var(--navy);font-weight:800;margin-bottom:14px}
.sub{color:var(--muted);max-width:680px;font-size:18px}
.center{text-align:center}.center .sub{margin:0 auto}

.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:40px}
.card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:28px;box-shadow:0 8px 24px rgba(11,58,133,.06)}
.card .ic{width:48px;height:48px;border-radius:14px;background:var(--sky);display:grid;place-items:center;margin-bottom:16px}
.card .ic svg{width:26px;height:26px;stroke:var(--blue);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.card h3{font-size:19px;color:var(--navy);margin-bottom:8px}
.card p{color:var(--muted);font-size:16px}

.band{background:var(--sky)}
.iul{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.checks{list-style:none;margin-top:20px;display:grid;gap:14px}
.checks li{display:flex;gap:12px;align-items:flex-start}
.checks li::before{content:"";flex:0 0 24px;height:24px;border-radius:50%;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12l4 4 8-8'/%3E%3C/svg%3E") center/16px no-repeat;margin-top:2px}
.note{background:#fff;border-left:5px solid var(--green);border-radius:14px;padding:22px 24px;box-shadow:0 8px 24px rgba(11,58,133,.06)}
.note h3{color:var(--navy);font-size:18px;margin-bottom:8px}
.note p{color:var(--muted);font-size:15.5px}
.note p+p{margin-top:10px}

.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:40px}
.step{position:relative;padding:28px;border-radius:20px;background:#fff;border:1px solid var(--line)}
.step::before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;font-family:Montserrat;font-weight:800;margin-bottom:14px}
.step h3{color:var(--navy);font-size:18px;margin-bottom:6px}
.step p{color:var(--muted);font-size:16px}

.carriers{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:36px}
.carrier{border:2px solid #cfe9c2;border-radius:16px;background:#fff;padding:22px 14px;text-align:center;font-family:Montserrat;font-weight:700;color:var(--navy);font-size:17px}

.about{display:grid;grid-template-columns:.8fr 1.2fr;gap:48px;align-items:center}
.about img{width:100%;max-width:360px;border-radius:24px;aspect-ratio:1/1;object-fit:cover;object-position:center top;box-shadow:0 20px 40px rgba(11,58,133,.18)}
.quote{font-family:Georgia,serif;font-style:italic;font-size:22px;color:var(--navy);margin:18px 0}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.badge{background:var(--sky);color:var(--navy);border-radius:999px;padding:7px 14px;font-family:Montserrat;font-weight:600;font-size:13px}

.contact{background:linear-gradient(135deg,var(--navy),#0f4fb0);color:#fff;border-radius:28px;padding:48px;display:grid;grid-template-columns:1fr 1fr;gap:36px;align-items:center}
.contact h2{color:#fff}
.contact .sub{color:rgba(255,255,255,.85)}
.links{display:grid;gap:12px}
.links a{display:flex;align-items:center;gap:14px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);padding:14px 18px;border-radius:14px;text-decoration:none;font-weight:600;transition:background .15s}
.links a:hover{background:rgba(255,255,255,.18)}
.links svg{width:22px;height:22px;flex:0 0 22px;stroke:#8fe066;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.links small{display:block;font-weight:400;opacity:.75;font-size:13px}

footer{padding:40px 0 30px;color:var(--muted);font-size:14px}
footer .disc{border-top:1px solid var(--line);padding-top:22px;margin-top:22px;font-size:13px;line-height:1.55}
.fbar{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}

.wa-float{position:fixed;right:18px;bottom:18px;z-index:30;width:58px;height:58px;border-radius:50%;background:#25d366;display:grid;place-items:center;box-shadow:0 10px 24px rgba(0,0,0,.25)}
.wa-float svg{width:30px;height:30px;fill:#fff}

@media (max-width:900px){
  .nav ul{display:none}
  .hero .wrap,.iul,.about,.contact{grid-template-columns:1fr}
  .hero .wrap{padding-top:40px;text-align:left}
  .photo{order:-1}
  .photo img{width:min(260px,70vw)}
  .photo .tag{left:auto;right:-10px;bottom:16px}
  .grid3,.steps{grid-template-columns:1fr}
  .carriers{grid-template-columns:repeat(2,1fr)}
  .contact{padding:30px 22px}
  section{padding:60px 0}
  .about img{max-width:280px}
}
@media (max-width:420px){.nav .btn-sm{display:none}}
/* idioma */
i[lang]{font-style:inherit}
html[data-lang="es"] [lang="en"]{display:none!important}
html[data-lang="en"] [lang="es"]{display:none!important}
.nav-r{display:flex;align-items:center;gap:12px}
.lang{display:flex;border:1.5px solid var(--line);border-radius:999px;padding:3px;background:#fff}
.lang button{border:0;background:transparent;font-family:Montserrat,system-ui,sans-serif;font-weight:700;font-size:12.5px;color:var(--muted);padding:6px 11px;border-radius:999px;cursor:pointer}
.lang button[aria-pressed="true"]{background:var(--navy);color:#fff}
footer .copy{margin-top:14px;font-size:13px}
@media (max-width:420px){.nav .btn-sm{display:none}}

/* formulario */
.btn-white{background:#fff;color:var(--navy);box-shadow:0 6px 18px rgba(0,0,0,.15)}
.modal{position:fixed;inset:0;z-index:50;display:none;align-items:center;justify-content:center;padding:16px;background:rgba(8,25,60,.6)}
.modal.open{display:flex}
.mbox{background:#fff;border-radius:22px;width:100%;max-width:520px;max-height:calc(100vh - 32px);overflow:auto;padding:28px;position:relative;box-shadow:0 30px 60px rgba(0,0,0,.35)}
.mbox h3{font-family:Montserrat,system-ui,sans-serif;color:var(--navy);font-size:22px;margin-bottom:4px}
.mbox .hint{color:var(--muted);font-size:15px;margin-bottom:18px}
.mclose{position:absolute;top:12px;right:14px;border:0;background:var(--sky);color:var(--navy);width:36px;height:36px;border-radius:50%;font-size:20px;cursor:pointer}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.fld{display:flex;flex-direction:column;gap:5px;margin-bottom:12px}
.fld label{font-family:Montserrat,system-ui,sans-serif;font-weight:600;font-size:13px;color:var(--ink)}
.fld input,.fld textarea{font:inherit;font-size:16px;border:1.5px solid var(--line);border-radius:12px;padding:11px 13px;color:var(--ink);background:#fff}
.fld input:focus,.fld textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(21,89,194,.15)}
.fld textarea{min-height:96px;resize:vertical}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted);margin:4px 0 16px;line-height:1.45}
.consent input{margin-top:3px;width:18px;height:18px;flex:0 0 18px}
.mbox .btn{width:100%;justify-content:center;border:0;cursor:pointer;font-size:16px}
.fnote{font-size:12.5px;color:var(--muted);text-align:center;margin-top:10px}
.ferr{color:#c0392b;font-size:13.5px;margin-bottom:10px;display:none}
@media (max-width:480px){.frow{grid-template-columns:1fr;gap:0}.mbox{padding:22px 18px}}

/* faq */
.faq{max-width:820px;margin:36px auto 0;display:grid;gap:12px;text-align:left}
.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 22px}
.faq summary{cursor:pointer;list-style:none;font-family:Montserrat,system-ui,sans-serif;font-weight:700;color:var(--navy);font-size:17px;padding:18px 28px 18px 0;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:14px;font-size:24px;color:var(--green-d)}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--muted);padding-bottom:18px}

/* redes */
.soc{display:flex;gap:10px;margin-top:18px}
.soc a{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.3);transition:background .15s,transform .15s}
.soc a:hover{background:rgba(255,255,255,.25);transform:translateY(-2px)}
.soc svg{width:20px;height:20px;stroke:#fff;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.soc.dark a{background:var(--sky);border-color:var(--line)}
.soc.dark a:hover{background:#d6e7fb}
.soc.dark svg{stroke:var(--navy)}
.soc-title{margin-top:26px;font-family:Montserrat,system-ui,sans-serif;font-weight:700;color:var(--navy);font-size:15px}
.soc-pills{display:flex;flex-wrap:wrap;gap:10px;margin-top:10px}
.soc-pills a{display:flex;align-items:center;gap:10px;text-decoration:none;border:1.5px solid var(--line);border-radius:14px;padding:10px 14px;background:#fff;transition:border-color .15s,transform .15s}
.soc-pills a:hover{border-color:var(--blue);transform:translateY(-2px)}
.soc-pills svg{width:22px;height:22px;stroke:var(--blue);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex:0 0 22px}
.soc-pills b{display:block;font-family:Montserrat,system-ui,sans-serif;color:var(--navy);font-size:14px}
.soc-pills small{display:block;color:var(--muted);font-size:12.5px}

/* paginas internas */
.phero{background:linear-gradient(135deg,var(--navy),#0f4fb0);color:#fff}
.phero .wrap{padding-top:52px;padding-bottom:56px}
.crumbs{font-size:14px;opacity:.8;margin-bottom:14px}
.crumbs a{color:#fff}
.phero h1{font-size:clamp(30px,4.6vw,46px);font-weight:800;margin-bottom:14px;max-width:820px;text-wrap:balance}
.phero p{font-size:19px;opacity:.92;max-width:700px;margin-bottom:24px}
.article{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:48px;padding-top:56px;padding-bottom:56px}
.prose{min-width:0;max-width:720px}
.prose h2{font-size:clamp(24px,3vw,30px);margin:34px 0 12px}
.prose h2:first-child{margin-top:0}
.prose h3{font-family:Montserrat,system-ui,sans-serif;color:var(--navy);font-size:19px;margin:22px 0 8px}
.prose p{margin-bottom:14px;color:#2b3a55}
.prose ul{margin:0 0 16px 22px;color:#2b3a55}
.prose li{margin-bottom:8px}
.prose table{width:100%;border-collapse:collapse;margin:10px 0 20px;font-size:15.5px}
.prose th,.prose td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.prose th{background:var(--sky);color:var(--navy);font-family:Montserrat,system-ui,sans-serif;font-size:14px}
.tablewrap{overflow-x:auto}
.aside{position:sticky;top:90px;align-self:start;display:grid;gap:16px}
.acard{background:var(--sky);border-radius:20px;padding:24px}
.acard h3{font-family:Montserrat,system-ui,sans-serif;color:var(--navy);font-size:18px;margin-bottom:8px}
.acard p{color:var(--muted);font-size:15px;margin-bottom:14px}
.acard .btn{width:100%;justify-content:center;margin-bottom:10px}
.acard .btn:last-child{margin-bottom:0}
.btn-navy{background:var(--navy);color:#fff}
.rel a{display:block;color:var(--blue);font-weight:600;text-decoration:none;padding:8px 0;border-bottom:1px solid var(--line)}
.rel a:last-child{border-bottom:0}
.note-sm{font-size:14px;color:var(--muted);background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 16px;margin:18px 0}
@media (max-width:900px){.article{grid-template-columns:1fr}.aside{position:static}}